It is better to be beware than to be sorry. This saying best applies in protecting ourselves from people who uses our identity to consummate transactions without our knowledge. These transactions reflect in our credit records which could pose a threat to our good name and reputation. Of course, this is the last thing which you and I do not like to happen. As much as practicable, you would like to maintain a good credit image before your business associates and peers. Your trustworthiness as a creditor lies more heavily on your credit reputation and your fair business dealings with them. How can you protect yourself from other people’s selfish motives? How can we prevent ourselves from being victims of identity theft?

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